Broadway Bank: So what season is it?

BroadwayBank_Logo_tagKyle - Headshot - Casualby Kyle Gubernator, Broadway Bank Wealth Management Division 

Several years ago, with our boys starting elementary school, my friend, Mike, proudly shared his son’s response to a recent test question. The question asked students to name the four seasons.  Chad’s response was dove season, quail season, turkey season and deer season. To this day, I don’t understand how a teacher could mark the answer wrong, and my only criticism is that Chad didn’t include a reference to antelope, javelina, pheasant, geese and duck seasons in the margins.

In Texas, dove season is a month old and most of the other seasons are so close at hand that minds are wandering and work productivity is already declining. While Texas boasts three of the top ten largest cities in the United States, we still have one foot firmly rooted in hunting and outdoor recreation. We do things in a big way in Texas and the statistics prove this out.  We have the highest number of white-tailed deer in the nation, between 3.3 and 4 million.  We also have the highest deer harvest, around 550,000 annually. In 2012, outdoor enthusiasts purchased 2.58 million hunting, fishing or combined licenses, generating $86.2 million in revenues. The impact on the Texas economy is even greater, estimated between $2 and $4 billion.

The Real Estate Center at Texas A&M University reported more than 5,000 rural land transactions in 2012 with landmark prices occurring in 2012 and into 2013.  Not surprising, most of these properties were purchased for recreational use, which in Texas is synonymous with hunting.  Equally impressive is that hunting lease rates continue to increase with rent eclipsing the $15-per-acre mark becoming increasingly common. So what is it that drives hundreds of thousands of hunters to the woods, brush, fields, plains and marshes each fall?  Part of the answer lies in both the abundance and the quality of the quarry that we hunt.  However, from my perspective, the real answer is more subtle and deeper rooted.

Hunting bonds us to nature, our family and our friends. It renews us after a long week of work, provides an outlet for our stresses and distractions, and stirs the memories of shared moments.  I started hunting with my dad when I was 6 years old.  The mornings always started at 4:30 a.m. and I remember the sound of his voice urging me to get up, the smell of the Texas Hill Country at dawn, seeing my breath pasted against a rising sun in the cold fall air, my dad’s steady hand when I was overcome by buck fever, and sleeping with my head on his lap as we drove home in our 1960 GMC truck on Sunday night.

My kids are grown now, but some of our greatest memories are those we made at the deer lease.  We have logged hundreds of hours staring trance-like into the mesquite embers of our fires, all the more memorable with the aroma of peach cobbler baked in a Dutch oven.  Both of my kids learned to drive by age 10 and barely big enough to reach the clutch in my 39-year-old GMC pickup, “Old Blue.”  They too, have the memories of the smell of early morning in the brush country, the sight of their breath hanging in the winter air, the unexpected heart rate when a rutting whitetail buck steps from the brush, and falling asleep exhausted and content at the end of the day.

The great outdoors and hunting have been a consistent gift and teacher during my lifetime.  Almost by definition, the conveniences are fewer and the hardships are greater. This is where practical life lessons like changing a flat tire, starting a fire and hard work come in greater quantities for kids.  This is a place where you learn respect for life and one another,  where friendships grow deeper and memories are made. My dad told me when I was young, “remember, always go for the trip, and anything you bring home is just extra.”  His message is just as accurate today as it was then.  We are blessed to have some of the nation’s best hunting opportunities, but it is the bond to nature, our heritage, family and friends that stirs us this time of year.  The wonderful thing about my own experiences is that they are duplicated countless times by others each season—those with whom I share a common bond and heritage, hunters.  As I wonder what this season will have in store for me, I also wonder, “what is your favorite season?”

Kyle Gubernator,
Native Texan
Lifelong Hunter and Outdoorsman
Senior Vice President and Department Head of the Real Estate/Farm & Ranch Group
Broadway Bank Wealth Management Division

Contact Kyle if you would like to share your own outdoor experience or visit with him about how Broadway Bank might help manage your family’s or your farm or ranch property.

About Broadway Bank
Headquartered in San Antonio, Broadway Bank was founded in 1941. It has evolved from a small neighborhood bank into one of the largest independently owned banks in Texas. Today, Broadway Bank continues to function as a family-owned and operated financial institution. Broadway Bank offers a full range of sophisticated financial services, including personal banking, private banking, military banking, business banking and wealth management. With $3 billion in total assets, the highly rated Bank operates 40 locations in San Antonio, Austin and the surrounding areas. Visit the Broadway Bank website at broadwaybank.com for more information.

Broadway Bank celebrates the ‘Big 4-0’ with Wilderness Oak banking center

BroadwayBank_Logo_tagBroadway Bank is celebrating the big 4-0 with the opening of the Wilderness Oak banking center at 23510 Wilderness Oak Road in Stone Oak on June 16. This marks the fortieth Broadway banking center serving San Antonio, Austin and the surrounding communities.

BB_40 banking centerWilderness Oak follows the opening of the Congress Avenue banking center in Austin on May 19. Like the Congress Avenue banking center, Wilderness Oak offers the latest in convenience banking including a customer bistro and conference room and a self-service coin machine.

“The opening of Wilderness Oak is the right combination of commitment to personalized attention that is at the core of how Broadway Bank does business and innovation,” said Jim Goudge, Broadway Bank chairman and CEO. “Our intentions are always to keep the customers unique needs and expectations as our number one priority.”

Wade Scroggins steps in as the Wilderness Oak market manager bringing 13 years of banking experience in the Stone Oak/Vineyard market area.

The Wilderness Oak banking center features a “Smart” ATM, night depository, safe deposit boxes and a motor bank. The Broadway Bank portfolio of banking services includes commercial real estate, business banking, private banking, wealth management and personal banking.

The Wilderness Oak banking center finishes out a triad of banking centers in the Stone Oak area, including the Encino and Stone Oak banking centers. A fourth Broadway Banking center on 16767 Huebner Road offers an additional location along the 1604 corridor also nearby.

About Broadway Bank
Headquartered in San Antonio, Broadway Bank was founded in 1941. It has evolved from a small neighborhood bank into one of the largest independently owned banks in Texas. Today, Broadway Bank continues to function as a family-owned and operated financial institution. Broadway Bank offers a full range of sophisticated financial services, including personal banking, private banking, military banking, business banking and wealth management. With more than $2.9 billion in total assets, the highly-rated Bank operates 40 locations in San Antonio, Austin and the surrounding areas. Visit the Broadway Bank website at broadwaybank.com for more information.

Broadway Bank announces new bankers and promotions

BroadwayBank_Logo_tagDavid Schreiber joined Broadway Bank as assistant vice president, portfolio manager in private banking. Schreiber brings more than ten years of banking experience as a commercial credit analyst and as a relationship manager. He has a Bachelor of Science in Business Administration in finance from Western New England College in Springfield, MA. Schreiber volunteers with the Special Olympics and has served as chairman of the United Way Committees.

 

John Wood has been named senior vice president, process improvement coordinator. Wood has been with Broadway Bank since October 2007, making process improvement a daily focus. Prior to coming to Broadway Bank, Wood worked as a Business Analyst for the Department of Family Protective Services in Austin and also served 21 years in the U.S. Navy. He earned a Bachelor of Science in computer information systems and a Master of Business Administration from Saint Leo University. Wood also is a certified Lean/Six Sigma Master Black Belt and a project management professional.

 

Kyle Gubernator has joined Broadway Bank as senior vice president, real estate department manager. Gubernator has more than 27 years in the Real Estate Industry and 17 years managing fiduciary held real estate and farm and ranch assets. Gubernator has a Bachelor of Business Administration from the University of Texas of the Permian Basin. He is a Texas certified general real estate appraiser and a licensed real estate broker, and serves as the committee chairman for the Texas Bankers Association’s Asset Management Task Force which develops and organizes educational events for trust and estate professionals.

 

Michelle Pair has been promoted to senior vice president, private banker IV. Pair joined Broadway Bank in September 2008 and has more than 18 years of banking experience. Prior to joining Broadway Bank, Pair worked in the financial industry as a private banker and a vice president in lending. She earned a Bachelor of Business Administration in marketing from The University of Texas at Austin.

 

About Broadway Bank

Headquartered in San Antonio, Broadway Bank was founded in 1941. It has evolved from a small neighborhood bank into one of the largest independently owned banks in Texas. Today, Broadway Bank continues to function as a family-owned and operated financial institution. Broadway Bank offers a full range of sophisticated financial services, including personal banking, private banking, military banking, business banking and wealth management. With more than $2.9 billion in total assets, the highly rated Bank operates 38 locations in San Antonio, Austin and the surrounding areas. Visit the Broadway Bank website at broadwaybank.com for more information.

Volunteer Spotlight – On the Horizon Chair: E.J. Jaax, Aspect Wealth Management

Aspect Wealth - E. J. JaaxE.J. Jaax
Aspect Wealth Management

About the Company: E. J. Jaax is a CFP® with Aspect Wealth Management; one of the top ranked independent wealth management advisory firms in San Antonio.  At Aspect Wealth, we have been serving a select group of business owners, professionals, executives, and families for 17 years with the mission to improve and simplify the lives of our clients, granting them greater satisfaction, confidence, and freedom to achieve more in life.  We accomplish this by building deep, long-term relationships with a select group of clients to help them in the stewardship of their time, talent, and resources.  Our clients delegate their financial affairs to us so they can focus on those areas that give their lives meaning and purpose.

About the Program: On the Horizon is an informational luncheon program focused on key emerging trends in business for San Antonio and the surrounding regional area.  Watch the North SA Chamber website for upcoming detailed information on the benefits to your business from this exciting 2014 program and event.

Personally Speaking: E. J., has been involved with the North San Antonio Chamber for 3 years now, serving as a very active Ambassador and an Ambassador team captain.  He enjoys welcoming new members, and expressing his appreciation to the chamber’s loyal members at their special events.  “The North Chamber has been an excellent resource to be more involved in the community, provides great opportunities to connect with local businesses in the community, and to help them connect with other vital partners to support their growth and sustainability in San Antonio.”

Broadway Bank Promotes Carlos Torres to Human Resources Director

Broadway Bank logoCarlos Torres was named executive vice president and human resources director at Broadway Bank where he has served as senior vice president and human resources manager since 2008. Torres has worked in the human resources arena for 23 years in various capacities, including talent acquisition, employee relations, compensation and benefits design, strategic management, and employee and leadership development.

“I am excited that Carlos has taken on this new leadership role with Broadway Bank. It is a great opportunity for him to lead us in the various strategic initiatives that strengthen our culture, recruit the best bankers and retain a workforce that is dedicated to the Broadway experience,” said Jim Goudge, Broadway Bank chairman and chief executive officer.

While at Broadway Bank, Torres has developed leadership competencies and programs to educate and develop leaders. He also has managed the bank’s recruitment program, creating a comprehensive compensation and job description review for the organization. He revised and implemented new human resources policies to support organizational strategies including the nicotine-free hiring policy. In addition, Torres spearheaded the development of the “Managing Employee Performance within the Broadway Culture” leadership class. His Wellness@Broadway Bank initiative gained the bank recognition as a local Fit-Friendly Company from the American Heart Association and from the Mayor’s Fitness Council as a healthy workplace, along with accolades from several other organizations.

“I am honored to assume the role of human resources director for Broadway Bank,” said Torres. “Our philosophy of employee first defines our commitment to a great place to work. I am humbled to be a part of such a great company which is committed to its employees, customers and the community,” he added.

A San Antonio native, Torres graduated from Central Catholic High School. He has a bachelor’s degree from St. Edward’s University in Austin. He is the 2014-2015 chairman of the American Diabetes Association Leadership Board, co-chairman for the 2014 KLRN Wine Festival and the 2013-2014 chairman of the “My Heart. My Life” committee for the American Heart Association, among others.

About Broadway Bank
Headquartered in San Antonio, Broadway Bank was founded in 1941. It has evolved from a small neighborhood bank into one of the largest independently owned banks in Texas. Today, Broadway Bank continues to function as a family-owned and operated financial institution. Broadway Bank offers a full- range of sophisticated financial services, including personal banking, private banking, military banking, business banking and wealth management. With more than $2.9 billion in total assets, the highly rated Bank operates 38 locations in San Antonio, Austin and the surrounding areas. Visit the Broadway Bank website at broadwaybank.com for more information.

Broadway Bank announces promotions, new market managers

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W_ScrogginsWade Scroggins joins Broadway Bank as vice president, market manager of Broadway Bank’s Wilderness Oak Banking Center, which is slated for completion in June. He will serve as market manager at the Encino Banking Center in the interim. Scroggins brings 13 years of experience in the Stone Oak/Vineyard market area. He earned a Bachelor of Business Administration degree from the University of Texas at Arlington and holds Series 7, 63 and Group I licenses. He is active in the North San Antonio Chamber of Commerce and Stone Oak Business Association.

SONY DSCMike Rowland has been promoted to market manager, military liaison officer at the Broadway Bank Fort Sam Houston Banking Center and will interact with all military units on Joint Base San Antonio. He joined Broadway in 2010 as a military business development officer. Rowland, a retired chief master sergeant, served 30 years in the U.S. Air Force. He serves on the board of the San Antonio Chamber of Commerce and is chairman of its Military Affairs Committee. Rowland recently earned his Masters of Business Administration degree from the University of Phoenix.

SONY DSCAngela Portwood has been named vice president. Portwood began her career with Broadway Bank in January 2007 as a credit analyst in the credit department. She has received several promotions and presently serves Broadway Bank as a credit risk analyst in the enterprise risk management department. Portwood earned a Bachelor of Business Administration degree in finance from Texas Tech University.

K_Bell-2013Karen Bell, learning and development facilitator, has been named banking officer. She began her career at Broadway Bank in April 1994 and has served as a Wealth Management Division assistant, trust associate and senior training officer. She earned a Bachelor of Arts in psychology of organizations and development from the University of the Incarnate Word.

A_Garza-2013Anna Garza has been named banking officer. Garza began her career at Broadway Bank in December 2010 as a learning and development facilitator. She received a Bachelor of English and a secondary teaching certification from the University of Texas at San Antonio. She also has Microsoft Office specialist certifications.

About Broadway Bank
Headquartered in San Antonio, Broadway Bank was founded in 1941. It has evolved from a small neighborhood bank into one of the largest independently owned banks in Texas. Today, Broadway Bank continues to function as a family-owned and operated financial institution. Broadway Bank offers a full range of sophisticated financial services, including personal banking, private banking, military banking, business banking and wealth management. With more than $2.9 billion in total assets, the highly-rated Bank operates 39 locations in San Antonio, Austin and the surrounding areas. Visit the Broadway Bank website at broadwaybank.com for more information.

CIO Breakfast Chair: Larry Ratcliff, Jefferson Bank

Ratcliff_LarryAbout the Company: Jefferson Bank is an independent, family-owned community financial institution serving San Antonio and the surrounding Hill Country by providing premier commercial and personal banking, trust and mortgage services, as well as wealth management. Larry is the SVP and CIO, and he develops the IT strategy for the bank, while managing IT, information security and item processing.

About the Program: CIO breakfasts are a knowledge series designed exclusively for and by CIOs and is open to technology and IT executives. At monthly breakfasts, speakers discuss current and relevant technology issues and local IT leaders share experiences and ideas with their peers.

Personally Speaking: Larry has been attending North Chamber CIO Breakfast series for several years. He says, “The North Chamber excels at bringing business leaders together to achieve growth and opportunity.”

Broadway Bank announces new Market Managers

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A_Lara-2013Amanda Tomlinson Lara has been selected as the new market manager for the Boerne Banking Center. Previously, Amanda was the market manager at our Downtown Banking Center located in the Metropolitan Methodist Gateway Building. Amanda currently serves as a board member of the Downtown Rotary Club. She has also served on the boards of Child Advocates of San Antonio and San Antonio Kids Exchange. Additionally, she has chaired the Providence High School Gala and co-chaired the Broadway Bank United Way campaign. Amanda has 20 years of banking experience.

G_Rodriguez-Elliott-2013Grace Rodriguez-Elliott has been named market manager at Broadway Bank’s Downtown Banking Center. Prior to moving to the downtown location, Grace was the market manager of our West Commerce Banking Center for six years. Grace serves on the board of the Westside Family YMCA and is vice-chair of the West San Antonio Chamber of Commerce. She also serves on the Advisory Council of the Westside Development Corporation and the Lupus Foundation of South Central Texas.

SONY DSCBrenda Hemberger has accepted the position of market manager at the West Commerce Banking Center. Prior to this position, Brenda was the market manager at our Potranco Village Banking Center. Brenda plays a key role in assisting various organizations, including Haven for Hope, American Diabetes Association, Prince of Peace Catholic Church, Big Brothers/Big Sisters and St. Paul School Festival organizations.

J_Carpenter-2013Jill Carpenter has accepted the position of market manager of our Schertz Banking Center. Previously, Jill served as the market manager of our Fort Sam Houston Banking Center. Jill has been involved with the Healthcare Business Women’s Association, and has served as a board member of the Alamo City Cancer Council, the Association of the United States Army and the Preservation of Historic Fort Sam Houston.

About Broadway Bank
Headquartered in San Antonio, Broadway Bank was founded in 1941. It has evolved from a small neighborhood bank into one of the largest independently owned banks in Texas. Today, Broadway Bank continues to function as a family-owned and operated financial institution. Broadway Bank offers a full range of sophisticated financial services, including personal banking, private banking, military banking, business banking and wealth management. With more than $2.9 billion in total assets, the highly rated Bank operates 38 locations in San Antonio, Austin and the surrounding areas. Visit the Broadway Bank website at broadwaybank.com for more information.

Broadway Bank appoints Wealth Management Executive

Broadway Bank logoBroadway Bank is pleased to announce the appointment of Wayne H. Madsen as the bank’s new group executive vice president of the Wealth Management Division. He brings over 20 years of banking and legal experience to the breadth of wealth management services offered by the bank.

“Wayne’s strong wealth management background, combined with his legal expertise makes him a valuable asset to the bank,” said Pam Parish, San Antonio regional president. “He shares our values and our commitment to exceptional client service – with the technical depth to really deliver results.”

W_MadsenMadsen will oversee all areas of the Wealth Management Division. Specialties under his leadership include investment management, financial planning, wealth advisory services, trust administration, estate settlement, senior care services, charitable trusts and foundations, farm and ranch management, as well as mineral management.

“I’m grateful for the opportunity to be a part of a strong, independent community bank like Broadway Bank,” said Madsen. “I look forward to working closely with our clients, and the community at large, to help them achieve their financial goals.”

Madsen joins Broadway Bank from Northern Trust Company in Chicago where he served for the last 12 years. He also served as an attorney at law for several years. Madsen has been a frequent speaker and author of numerous articles related to guardianship administration. He has also been very active in the Chicago community through his volunteer work, as well as serving on various boards and committees. He received a bachelor’s degree in business from The University of Texas at Austin, as well as a law degree from The John Marshall Law School.

About Broadway Bank
Headquartered in San Antonio, Broadway Bank was founded in 1941. It has evolved from a small neighborhood bank into one of the largest independently owned banks in Texas. Today, Broadway Bank continues to operate as a family-owned and operated financial institution. Broadway Bank offers a full range of sophisticated financial services, including personal banking, private banking, military banking, business banking and wealth management. With more than $2.8 billion in total assets, the highly rated Bank operates 39 locations in San Antonio, Austin and the surrounding areas. Visit the Broadway Bank website at broadwaybank.com for more information.