High-rate debt. Looming home improvement projects. The need for a more reliable car. There are many reasons you may need to borrow money, but making intelligent financing choices will give you added benefits.
Home Equity Line of Credit
Because you use your home as collateral, a HELOC gives you flexible access to cash with some of the lowest financing rates available for things like debt consolidation, home improvements, vacations, education and more. One of the best advantages of using a HELOC is that the interest you pay may be tax deductible.1 To get an idea of how much you might be able to borrow, use our calculator at broadwaybank.com/calculator.
New, Used and Refinance Vehicle Loans
When you get quality, great-rate financing before you shop for a vehicle, you’ll have better bargaining power and you’ll be able to take advantage of the dealership’s alternative incentives. That way you don’t have to choose between price discounts and good financing rates.
Home Loans
Mortgage rates are still near all-time lows, and with the housing market just starting to turn around, now is still a great time to buy or refinance a home. Whether you choose a conventional loan, construction loan or an FHA or VA loan, taking advantage of today’s low interest rates can help you save a bundle over the long term.
Broadway Bank offers a full array of loan options. To learn more, visit broadwaybank.com.2
ON-SITE
MORTGAGE LOAN OFFICER
Our mortgage lending partner, SWBC Mortgage, has a loan officer on-site at our Stone Oak location. Luis Bazaldua is ready to provide personal attention to your mortgage loan questions. Stop by our location at 18700 Stone Oak or call Luis at 210.283.6532 or 210.540.3267 (mobile) or email him at jbazaldua@swbc.com.
If you are ready to get started, go to:
broadwaybank.com/personalbanking/MortgageCenter.html and apply online.
1 Consult your tax advisor regarding deductibility of interest.
2 Loans subject to credit approval. Lending area and other restrictions apply.
Wade Scroggins joins Broadway Bank as vice president, market manager of Broadway Bank’s Wilderness Oak Banking Center, which is slated for completion in June. He will serve as market manager at the Encino Banking Center in the interim. Scroggins brings 13 years of experience in the Stone Oak/Vineyard market area. He earned a Bachelor of Business Administration degree from the University of Texas at Arlington and holds Series 7, 63 and Group I licenses. He is active in the North San Antonio Chamber of Commerce and Stone Oak Business Association.
Mike Rowland has been promoted to market manager, military liaison officer at the Broadway Bank Fort Sam Houston Banking Center and will interact with all military units on Joint Base San Antonio. He joined Broadway in 2010 as a military business development officer. Rowland, a retired chief master sergeant, served 30 years in the U.S. Air Force. He serves on the board of the San Antonio Chamber of Commerce and is chairman of its Military Affairs Committee. Rowland recently earned his Masters of Business Administration degree from the University of Phoenix.
Angela Portwood has been named vice president. Portwood began her career with Broadway Bank in January 2007 as a credit analyst in the credit department. She has received several promotions and presently serves Broadway Bank as a credit risk analyst in the enterprise risk management department. Portwood earned a Bachelor of Business Administration degree in finance from Texas Tech University.
Karen Bell, learning and development facilitator, has been named banking officer. She began her career at Broadway Bank in April 1994 and has served as a Wealth Management Division assistant, trust associate and senior training officer. She earned a Bachelor of Arts in psychology of organizations and development from the University of the Incarnate Word.
Anna Garza has been named banking officer. Garza began her career at Broadway Bank in December 2010 as a learning and development facilitator. She received a Bachelor of English and a secondary teaching certification from the University of Texas at San Antonio. She also has Microsoft Office specialist certifications.