Smart borrowing: What’s in it for you?

BroadwayBank_Logo_tagHigh-rate debt. Looming home improvement projects. The need for a more reliable car. There are many reasons you may need to borrow money, but making intelligent financing choices will give you added benefits.

Home Equity Line of Credit
Because you use your home as collateral, a HELOC gives you flexible access to cash with some of the lowest financing rates available for things like debt consolidation, home improvements, vacations, education and more. One of the best advantages of using a HELOC is that the interest you pay may be tax deductible.To get an idea of how much you might be able to borrow, use our calculator at

BB_shutterstock_79997332-copyNew, Used and Refinance Vehicle Loans
When you get quality, great-rate financing before you shop for a vehicle, you’ll have better bargaining power and you’ll be able to take advantage of the dealership’s alternative incentives. That way you don’t have to choose between price discounts and good financing rates.

Home Loans
Mortgage rates are still near all-time lows, and with the housing market just starting to turn around, now is still a great time to buy or refinance a home. Whether you choose a conventional loan, construction loan or an FHA or VA loan, taking advantage of today’s low interest rates can help you save a bundle over the long term.

Broadway Bank offers a full array of loan options. To learn more, visit

Our mortgage lending partner, SWBC Mortgage, has a loan officer on-site at our Stone Oak location. Luis Bazaldua is ready to provide personal attention to your mortgage loan questions. Stop by our location at 18700 Stone Oak or call Luis at 210.283.6532 or 210.540.3267 (mobile) or email him at

If you are ready to get started, go to: and apply online.


1              Consult your tax advisor regarding deductibility of interest.
2              Loans subject to credit approval. Lending area and other restrictions apply.


Two changes in Security Service Federal Credit Union mortgage department

Security Services Federal Credit UnionSecurity Service Federal Credit Union (SSFCU) is pleased to announce that Michael Manley has been promoted to assistant vice president of mortgage operations responsible for underwriting/closing/post-closing and secondary marketing functions of the SSFCU mortgage services department. He was previously assistant vice president of mortgage services.

SSFCU_MikeManleyManley joined SSFCU in 1992 as a senior loan officer after serving as a contract specialist with the Resolution Trust Corporation/Federal Deposit Insurance Corporation. In his new position, he will be able to direct his team to operate more efficiently and effectively to enhance each member’s experience. He holds a bachelor of business administration degree in finance from the University of Houston and is a candidate for the Certified Mortgage Banker (CMB) designation awarded by the National Mortgage Bankers Association. He also serves on the board of directors for the Texas Mortgage Bankers Association.

SSFCU_SluzevichIn addition, Aaron Sluzevich has joined Security Service Federal Credit Union (SSFCU) as the credit union’s new assistant vice president of mortgage originations, responsible for cultivating the growth of the mortgage originations platform, offering competitive mortgage related products while streamlining the process to enhance member service.

With 13 years experience in mortgage lending, Sluzevich was the mortgage originations supervisor at Florida-based VyStar Credit Union prior to joining SSFCU.

He holds a bachelor’s degree in speech communication from Colorado State University and is a member of Sigma Chi – Beta Tau Chapter.

About Security Service Federal Credit Union
Security Service Federal Credit Union offers competitive, affordable financial products and services designed to meet the needs of its members. Headquartered in San Antonio, Texas, Security Service is an industry-leading financial institution with $7.5 billion in assets and 70 locations in Texas, Colorado and Utah. The credit union is among the top 10 credit unions in the nation. Security Service strives to be America’s best credit union and provides the true benefits of credit union membership with financial services of the highest quality and value. Learn more at or call 1-888-415-7878.

SWBC wins Bronze – 2013 Brandon Hall Group Excellence in Learning, Talent Management, and Sales and Marketing Awards

180x150-SWBCSWBC, a leader in innovative training, recently won a coveted Brandon Hall Group Bronze award for excellence in the Compliance Training category for their Security Awareness Training.

“It is an honor to be recognized, especially for this particular category,” said Mandy Smith, Director of Training and Employee Development for SWBC. “Our clients include individuals, businesses, and financial institutions. It is critical that SWBC employees understand the responsibility we have.”

All SWBC employees are required to complete the Security Awareness Training annually. In addition, new employees are required to complete it within 30 days of being hired. The interactive, online training is divided into five sections: data privacy and protection, physical security, computer security, corporate email, and social engineering.

“We are extremely proud to honor our 2013 award-winning organizations for their remarkable achievements,” said Mike Cooke, Chief Executive Officer of Brandon Hall Group, Inc. “This elite group of organizations excelled in developing measurable, sustainable programs that produced outstanding business results.”

The entries were evaluated by a panel of veteran, independent senior industry experts and Brandon Hall Group Sr. Analysts and Executive Leadership based upon the following criteria: fit the need, design of the program, functionality, innovation, and overall measurable benefits.

SWBC, along with the other winners, are listed at

About SWBC
Headquartered in San Antonio, SWBC is a diversified financial services company providing a wide range of insurance, mortgage, and investment services to financial institutions, businesses, and individuals. With offices across the country, SWBC is committed to providing quality products, outstanding service, and customized solutions in all 50 states. For more information, visit SWBC’s website at