Cody Promoted to Executive Vice President, General Counsel at Security Service Federal Credit Union

Security Services Federal Credit UnionSecurity Service Federal Credit Union (SSFCU) announced today that J.T. Cody has been promoted to Executive Vice President, General Counsel. Employed with the credit union since 1997, Cody started his career with SSFCU as a staff attorney and has advanced steadily to positions of increased responsibility. His new role has expanded his responsibilities significantly and includes oversight of several business units, including Legal, Commercial Services, Security Service Investment Group, Human Resources, Facilities and Business Development.

Cody-photoA graduate of Texas A&M University and St. Mary’s University Law School, Cody has more than 14 years experience in the credit union industry. He was named a San Antonio Business Journal “40 under 40” Rising Star, is a graduate of Leadership San Antonio Class XXVII, has served as the chairman of the board of directors for the Cystic Fibrosis Foundation South Texas Chapter and serves on the board of directors of Lexi’s Place, a non-profit organization designed to help youth aging out of foster care with housing and education.

About Security Service Federal Credit Union
Security Service Federal Credit Union offers competitive, affordable financial products and services designed to meet the needs of its members. Security Service is an industry-leading financial institution with more than $6.9 billion in assets and more than 900,000 members in Texas, Colorado, Utah and around the world. Headquartered in San Antonio, the credit union is among the top 10 credit unions in the nation and is the largest in San Antonio. Security Service strives to be America’s best credit union and provides the true benefits of credit union membership with financial services of the highest quality and value. Learn more at or call 1-888-415-7878.

Baker Promoted to Executive Vice President, Chief Risk Officer at Security Service Federal Credit Union

Security Services Federal Credit UnionSecurity Service Federal Credit Union (SSFCU) announced today that Howard Baker has been promoted to executive vice president/chief risk officer, responsible for overseeing the Risk Management department as well as continuing the duties he formerly performed as chief of staff. Working with the credit union since 2000, Baker started his career with SSFCU as vice president of strategic planning and was later promoted to senior vice president/chief of staff in 2002 and executive vice president/chief of staff in 2011.

Baker-HowardBaker has more than 24 years experience in the credit union industry and has previously served as a principal examiner for the National Credit Union Association. He is a graduate of Texas State University where he earned a bachelor’s degree in finance. He served as chairman for the North San Antonio Chamber of Commerce, president of the New Braunfels Christian Academy, and is a member of the McCoy School of Business Advisory Board at Texas State University in San Marcos.

About Security Service Federal Credit Union
Security Service Federal Credit Union offers competitive, affordable financial products and services designed to meet the needs of its members. Security Service is an industry-leading financial institution with more than $6.9 billion in assets and more than 900,000 members in Texas, Colorado, Utah and around the world. Headquartered in San Antonio, the credit union is among the top 10 credit unions in the nation and is the largest in San Antonio. Security Service strives to be America’s best credit union and provides the true benefits of credit union membership with financial services of the highest quality and value. Learn more at or call 1-888-415-7878.

Security Service Federal Credit Union Named A 2013 National Top Workplace

Security Services Federal Credit UnionSecurity Service Federal Credit Union (SSFCU) employees have voted the organization into a spot in the top 100 American workplaces, as researched by WorkplaceDynamics. Out of 872 organizations reviewed, SSFCU was ranked 95 in the category of companies with more than 1,000 employees.

The National Top Workplaces list was determined solely by feedback gathered through an objective employee survey. The survey was conducted by WorkplaceDynamics, LLP, the leading on-demand employee survey provider, in conjunction with 30 leading regional newspapers. The award comes on the heels of the San Antonio Express News’s Top Workplaces 2012 program, which ranked SSFCU in the top ten top large companies in the city for the second year in a row.

The survey uses a proprietary set of 22 questions to rank companies. The survey data showed that employees most want to work at companies with high levels of organizational health. Companies that set a clear direction for their future; execute well; and bring real meaning to work are the healthiest.

“We were honored to be recognized locally and equally honored to have placed nationally, especially when the recognition comes from our own employees,” said Jim Laffoon, president for SSFCU. “They know us inside and out and are the cornerstone of our success. I am proud of the work they do each and every day – in both big and small ways – that sets us apart in the corporate landscape and provides top-notch service to our members.”

Details about the National Top Workplaces, a full list of the top companies, the survey methodology, and factors that drive organizational health are available at

Security Service Federal Credit Union offers competitive, affordable financial products and services designed to meet the needs of its members. Security Service is an industry-leading financial institution with more than $6.9 billion in assets and more than 900,000 members in Texas, Colorado, Utah and around the world. Headquartered in San Antonio, the credit union is among the top 10 credit unions in the nation and is the largest in San Antonio. Security Service strives to be America’s best credit union and provides the true benefits of credit union membership with financial services of the highest quality and value. Learn more at or call 1-888-415-7878.

Founded in 2006, WorkplaceDynamics is the fastest-growing employee survey provider in the United States. Based on their “on-demand” employee survey, last year they surveyed more than 5,000 organizations, polled 1.7 million people and handled over a million employee responses.

The Top Workplaces program accurately reflects the opinions of employees through measurement of engagement, organizational health and employee satisfaction. The survey is utilized year after year by human resource professionals and C-suite executives nationwide as the gold standard in internal measurement of organizational health and employee satisfaction.

CyrusOne Inc. Announces Closing of Initial Public Offering

Cyrus One logoCyrusOne Inc. (NASDAQ:CONE) has closed its previously announced initial public offering of its common stock. CyrusOne sold 18,975,000 shares of its common stock in total in the offering, which included 2,475,000 shares of common stock sold pursuant to the option granted to the underwriters by CyrusOne, which was exercised in full prior to the closing. CyrusOne’s common stock began trading on the NASDAQ Global Select Market on January 18, 2013 under the symbol “CONE.”

Morgan Stanley, BofA Merrill Lynch, Deutsche Bank Securities and Barclays acted as joint-bookrunners for the offering. Citigroup, KeyBanc Capital Markets, RBS and UBS Investment Bank acted as co-managers.

A registration statement relating to the securities sold in the offering has been declared effective by the SEC. The offering was made only by means of a prospectus. A copy of the final prospectus relating to these securities has been filed with the SEC and may be obtained by contacting Morgan Stanley & Co. LLC, Attention: Prospectus Department, 180 Varick Street, 2nd Floor, New York, New York 10014, by telephone at +1 (866) 718-1649 or by email at; BofA Merrill Lynch, Attention: Prospectus Department, 222 Broadway, New York, New York 10038 or by email at; Deutsche Bank Securities Inc., Attention: Prospectus Group, 60 Wall Street, New York, New York 10005-2836, by telephone at +1 (800) 503-4611 or by email at; or Barclays, c/o Broadridge Financial Solutions, 1155 Long Island Avenue, Edgewood, New York 11717, by telephone at +1 (888) 603-5847 or by email at

This news release shall not constitute an offer to sell, or the solicitation of an offer to buy, these securities, nor shall there be any sale of these securities in any state or jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction.

About CyrusOne
CyrusOne Inc. (NASDAQ:CONE) specializes in highly reliable enterprise-class, carrier-neutral data center properties. The company provides mission-critical data center facilities that protect and ensure the continued operation of IT infrastructure for approximately 500 customers, including more than nine of the Fortune 20 and over 100 of the Fortune 1000 companies.

CyrusOne’s data center offerings provide the flexibility, reliability and security that enterprise customers require and are delivered through a tailored, customer service-focused platform designed to foster long-term relationships. CyrusOne is committed to full transparency in communication, management and service delivery throughout its 24 data centers worldwide.

Free Trade Alliance presents Women in International with Esperanza “Hope” Andrade

FTA logo colorFree Trade Alliance presents Women in International with Esperanza “Hope” Andrade on Thursday, February 14, starting at 11:30 a.m. at The Venue at Valero, located at One Valero Way.

Hope Andrade served as Texas’ 107th Secretary of State, is a successful entrepreneur, and has been Awarded Avance’s “Mother of the Year” and recognized as the “Small Business Advocate of the Year” by the Small Business Administration.

The Free Trade Alliance invites you to gain valuable insights from a remarkable leader, at this woman only program which will provide insights into how to grow your business globally, improve yourself as a leader and balance career and family life.

The Free Trade Alliance, Women in International program is designed to empower, educate and support women to participate and be successful in all phases of international activities.

Free Trade Alliance Members: $35 per person
Prospective Members: $45 per person
To register, contact: Laura Martinez: (210) 229-9036 or
Table sales available starting at $400, Click Here for table sponsor opportunities

Employee-Owned Bartlett Cocke General Contractors Opens 2013 with Leadership Changes, Poised for Growth

Bartlett Cocke logoBartlett Cocke General Contractors, the largest commercial building contractor in San Antonio, has announced key leadership changes that take effect immediately. Among the changes, Randy Pawelek will transition from president to chairman while remaining CEO, and Harry Moeller will become president, focusing on day-to-day operations at both the local and regional offices. Bartlett Cocke General Contractors has been fully employee-owned since 1990.

© Clem Spalding 210-271-7273“This ongoing, planned leadership transition is not about letting go or handing off, but allowing others to step forward,” said Pawelek, who became president of Bartlett Cocke General Contractors in 2008. “Since 1959, many have stepped forward to help lead our organization forward. It is the result of vision, planning, hard work, working smart, and most of all, great teamwork. So, in the spirit of teamwork and focusing on the future, we as a company are pleased to announce the promotions and thank these individuals for stepping forward.”

Others who have served in the role of chairman/ CEO FOR Bartlett Cocke General Contractors are Bartlett Cocke, Jr. and Duane Pozza.

© Clem Spalding 210-271-7273Moeller has been with Bartlett Cocke General Contractors since 1985, serving in progressively responsible roles within the company. Moeller began his 27-year career with the company as a field engineer, then served as a project manager, then vice president of estimating, and finally, executive vice president. Moeller also has been a leader in the San Antonio construction industry for many years, serving as president of the San Antonio Chapter of the Associated General Contractors (AGC) in 2002.

Doug McMurry, president of the local chapter of the Associated General Contractors, applauded the news, saying, “Harry has long been considered a leader in the industry and this move will further the firm’s success in a very competitive market.”

Moeller said of today’s announcement, “As the country’s economy continues to strengthen, Texas is poised for growth and Bartlett Cocke General Contractors is ready to take advantage of the emerging economic opportunities.”

Moeller says that one of Bartlett Cocke General Contractors’ greatest strengths is in the fact that it is employee-owned. “The distinction of being employee-owned translates into a stronger commitment, better teamwork and an increased passion for providing the best quality.” He continued, “Our shareholders include people from every level of the company which means that on every job, we have people who have a personal stake in its success.”

Other Leadership Changes Also Announced
Kevin Byrd has been promoted to vice president of operations, Central Texas region. Byrd previously was the Central Texas regional manager and is now an officer of the company.

James Anderson has been promoted to South Texas regional manager. Anderson started with Bartlett Cocke General Contractors as an intern in 1994, and has remained employed with the firm continuously as he has progressed from assistant project manager, project manager and senior project manager and will now assist Jerry Hoog, Vice President of Operations for South Texas in the management and development of Bartlett Cocke General Contractors largest market.

Mark Christensen has been promoted to East Texas regional manager. Christensen previously was the commercial division manager for the East Texas region. In his new role, he will take on the day-to-day operations and business development for the East Texas regional office.

Nathan Olson has been promoted to director of preconstruction, making his interim role official. Olson started with Bartlett Cocke General Contractors as a project manager on the Toyota Motor Manufacturing Texas Facility, before being promoted to manager of special projects. In mid-2012, Olson was asked to serve as interim director of preconstruction services, working with clients and their design team to maximize value prior to the start of construction in order to get the most facility for their budget.

Founded in 1959, Bartlett Cocke General Contractors work includes Texas A&M San Antonio, South Texas Blood & Tissue Center, the San Antonio Airport parking garage, and renovations to Our Lady of the Lake University. The company is employee owned and is committed to building lasting value in the communities it serves.

About Bartlett Cocke General Contractors
Since 1959, Bartlett Cocke General Contractors has grown steadily to become the largest commercial building contractor in San Antonio and the 16th largest general contractor in the state of Texas. With a unique reputation for value building for clients, the employee-owned firm stays customer focused, making fair, honest, quality-based decisions that keep clients satisfied and loyal. Representative projects of the company include: Del Mar College New Health Science and Emerging Technology Center, John Paul Stevens High School, Medical Arts Research Center at The UT Health Science Center, World Savings and Loan Corporate Headquarters, Toyota Motor Manufacturing Texas, Lehman High School, Lady Bird Johnson National Wildflower Research Center, Southwest Research Institute Applied Physics Facility, Louis Brandeis High School, Toyota Motor Manufacturing Texas, Prairie View A&M Arts and Architecture Building, Missouri City Middle School, Trinity University New Northup Hall, South Texas Blood and Tissue Center and the Children’s Cancer Research Institute.

CBP Global Entry Interviews Now Available at San Antonio Airport

SA international aiportSan AntonioInternationalAirport (SAT) has been designated an official GlobalEntryEnrollmentCenter by U.S. Customs & Border Protection (CBP).  Global Entry kiosks have been in operation at the international arrivals area of SAT since August.  However, San Antonio area applicants had to schedule the required in-person interview in a city with an enrollment center.  With the opening of an enrollment center at the SAT Customs Area, applicants no longer must travel to Dallas, Houston or another state to conduct the short enrollment interview that after a comprehensive  background check conducted by the Department of Homeland Security. Interested travelers must apply online at, where SAT is now listed as an EnrollmentCenter.

San AntonioInternationalAirport is the latest of 31 airports nationwide, and a total of 40 airports throughout the US, Canada, Ireland and South Korea. Most members using the Global Entry kiosks are processed for arrival into the U.S. in about a minute.

International travelers enrolled in Global Entry who are returning to the U.S. through the San Antonio airport can bypass passport control lines to use CBP’s automated self-service kiosk.  The kiosk features include a camera, touch-screen monitor, fingerprint scanner, document reader, and receipt printer.

Applications for enrollment in the program are available through the Global Online Enrollment System (GOES) at The Global Entry application process consists of the following three steps for all applicants:

  • Completion and submittal of an on-line application through GOES, along with payment of a non-refundable application $100 fee (good for five years)
  • Scheduled appointment within 30 days from the date of the online approval notice to schedule an appointment.  (The actual appointment must be within 90 days of the date of the online approval notice.) Applicants may now choose SAT as the location for their interview appointment.
  • Undergo a background check, interview with a CBP Officer at an EnrollmentCenter and provide biometric information, e.g., fingerprint scan.

The benefits of becoming a Global Entry card holder are:

  • No queuing for passport control checks;
  • No time consuming paper customs declaration form;
  • The Global Entry pass can be used at many of the leading U.S. airports;
  • No lengthy customs and immigration questions;
  • Expedited travel from the gate to the terminal exit (can take as little as 30 seconds);
  • No Minimum number of international “trips to qualify for the Global Entry program.

Global Entry is open to U.S. citizens, U.S. legal permanent residents, and Mexican nationals.  The program is also available to citizens of the Netherlands, who are enrolled in the Dutch Privium program, and citizens of the Republic of Korea enrolled in the Korean SES program, Canadian citizens and residents enrolled in the NEXUS program may also use the Global Entry kiosks.  Members of the CBP Trusted Traveler program, SENTRI, who are U.S. citizens or lawful permanent residents, can also use the Global Entry kiosks.

The Global Entry program began as a pilot program at George Bush Intercontinental, John F. Kennedy International, and Washington Dulles International airports on June 06, 2008.  It became a permanent voluntary program on February 6, 2012.  As of August 24, 2012, there are more than 400,000 Global Entry members who average about 5,000 kiosk uses per day.

For additional information about the Global Entry program, visit

RABA KISTNER, Inc. Announces Leadership Changes

CS & PL at RK Home OfficeThe Board of Directors of RABA KISTNER, Inc. today announced that as of January 1, 2013, Chris Schultz, PE, PMP and Paul Lampe have accepted co-leadership of RABA KISTNER Consultants, Inc., one of its wholly-owned subsidiaries.

PortraitsChris Schultz, PE, who has been with RABA KISTNER Consultants since 1990, has been promoted to President and Chief Operating Officer of Consultants.  Schultz has been Senior Vice President since 2004 and will continue to act as Practice Leader for Geotechnical engineering.

“Paul and I have a lot of our time, heart and energy invested in this company,” said Schultz, “We know that we are taking over leadership of an exceptionally dedicated group of employees. This staff has long served a diverse group of clients who are interested in delivering a quality product to their own customers – whether employees, tenants or members of the public.  We look forward to working with the Raba Kistner Consultants team to strengthen our relationships with those clients.

“The Design and Construction Industry is changing, particularly with regard to project delivery methods, that will require our Company to adapt the way we provide our services.  However, one thing that cannot change is providing value for our clients through those services in a responsive manner.  We will continue this longstanding Raba Kistner tradition,” finished Schultz.

Paul Lampe_High Res_ColorPaul Lampe, who has been with RABA KISTNER Consultants since 1981, will assume responsibilities as Executive Vice President. Lampe has been serving as Senior Vice President since 2004 and will continue to act as Practice Leader for Construction Materials engineering, testing and construction inspections.

“Chris and I have worked together at Raba Kistner for 22 years, providing services to both regional and San Antonio area clients,” said Lampe. We look forward to an expanded role in supporting operations and clients in all of our offices.

“One area that I really look forward to is working with our clients to use more recycled construction materials”, continued Lampe. “Raba Kistner Consultants, invested in this field over 10 years ago and I’m happy to say that with support from the LEED program, it is really becoming a preferred choice for new construction.” (For more information on this topic, see Paul’s recent article, dated December, 2012, Deconstruction LEEDS Owners to a More Successful Project).

“Chris Schultz and Paul Lampe, both Shareholders, have shown real commitment to RABA KISTNER Consultants for many years, responding to client needs, long term growth planning, staff development and industry leadership,” said William Raba, President of the holding company, RABA KISTNER, Inc. “This action is to support expanding the company’s reach and growing our staff and service capabilities over the coming years. “

Robert Costigan, Ph.D., PE, former President and COO of RABA KISTNER Consultants, has announced his retirement and has become a Senior Consultant to the company.

Founded in 1968, RABA KISTNER Inc., is an Engineering News-Record “Top 500 Firm,” operating in ten different markets in Texas, Utah, and México. RABA KISTNER Consultants, Inc., headquartered in San Antonio, Texas, provides project management and oversight services, including construction materials engineering, testing, and observation and geotechnical engineering, testing and pavement consulting. Other services provided by RABA KISTNER companies include environmental engineering and consulting, infrastructure oversight and quality management programs, and facilities assessment and rehabilitation.

Tips for Closing a Sales Deal

gfcu logoPracticing sales techniques to become an effective closer is vital to any business development efforts. Here are a few tips to consider when you’re working any business deal:

NOW is the time
Often, people commit to deals as soon as they can get around to it. You’ll be more likely to refocus their attention by creating a sense of urgency. Try tactics such as a small discount or service agreement.

Go further than “Yes”
There are a lot of obstacles that can arise between the time when someone says “Yes” and actually signs the dotted line, such as having second thoughts or the competition moving in. If you’ve received a verbal interest and commitment, strive to get them to complete a written agreement so you can continue moving forward.

Showoff a little
Throughout the sales cycle, stay on top of mind by funneling helpful new information about your business. This could be a new product release, a recent news story or even a client testimonial.

Stop talking and listen
Avoid making your pitch a monologue. Open your ears and listen to the target’s needs and wants so you can customize your solutions for them.

Avoid tricks
If you feel the need to bend the truth, it’s probably time to re-evaluate the relationship. If you can’t offer them true value, you’re most likely not in a good position to close any deal.

For the latest Small Business tips and articles, visit our Small Business blog.

U.S. Fiscal Cliff Averted But Challenges Remain For Taxpayers

Padgett Stratemann & Co.

Authored by: William Gerhardt, J.D., LL.M., Taxation

Although the United States fiscal cliff was averted, the American Taxpayer Relief Act of 2012 (the “Act”), which was passed by Congress on January 1, 2013 and signed into law by President Barack Obama the next day, still brings with it a number of challenges for U.S. tax payers. In an effort to help our readership understand key changes that may directly affect them, we have compiled the following summary of provisions concerning income taxes.

  • The maximum income tax rate increases to 39.6% (up from 35%) for individuals making more than $400,000 a year ($450,000 for joint filers; $425,000 for heads of household). These amounts will be indexed for inflation.
  • Dividends and capital gains are taxed at 20% (up from 15%) for individuals making at least $400,000 ($450,000 for joint returns). When accounting for new 3.8% surtax on net investment income and gains beginning in 2013, the effective tax rate on higher-income taxpayers will be 23.8%.
  • The two-percentage-point reduction in payroll taxes for Old Age, Survivors and Disability Insurance (“OASDI”) tax, commonly known as the Social Security tax, will be allowed to expire.
  • It patches the alternative minimum tax (“AMT”) for 2012 and indexes the exemption amounts for inflation going forward.
  • Reinstated is the Personal Exemption Phaseout (“PEP”) of personal exemptions and overall limitation on itemized deductions for married couples filing jointly earning over $300,000; $275,000 for heads of household; and single taxpayers earning over $250,000. Under the phaseout, the total amount of exemptions that can be claimed by a taxpayer subject to the limitation is reduced by 2% for each $2,500 (or portion thereof) by which the taxpayer’s adjusted gross income (“AGI”) exceeds the applicable threshold.
  • The “Pease” limitation on itemized deductions, which had previously been suspended, is reinstated with a phaseout threshold of $300,000 for joint filers and a surviving spouse, $275,000 for heads of household, $250,000 for single filers, and $150,000 (one-half of the otherwise applicable amount for joint filers) for married taxpayers filing separately. Thus, for taxpayers subject to the “Pease” limitation, the total amount of their itemized deductions is reduced by 3% of the amount by which the taxpayers’ AGI exceeds the threshold amount, with the reduction not to exceed 80% of the otherwise allowable itemized deductions.
  • The 50% bonus depreciation is extended through 2013.
  • Tax credits for businesses, including the research credit, the new markets tax credit, railroad track maintenance credit, mine rescue team training credit, work opportunity credit, the Section 179 asset expensing at $500,000, stock exclusion at 100%, empowerment zone incentives, and the domestic production activities deduction are generally extended through the end of 2013.
  • The reduction in S corporation recognition period for built-in gains tax is extended through 2013, with a 5-year period instead of a 10-year period.
  • A number of individual tax provisions have been retroactively extended through 2013: above the line deduction for teacher expenses, relief from cancellation of debt income for principal residences, parity for employer-provided mass transit benefits, deduction for mortgage insurance premiums as interest, election to deduct state and local sales taxes in lieu of income taxes, special rule for contributions of capital gain real property made for conservation purposes, above the line deduction for qualified education expenses, and tax-free distributions from IRA accounts for charitable purposes.
  • There is a five-year extension of credits that was enhanced as part of the stimulus, including the college tuition credit, the earned income tax credit, and the child tax credit.
  • Various energy credits are also extended, including non-business energy property credit, alternative fuel vehicle refueling property credit, credits with respect to facilities producing energy from certain renewable resources, and credits for energy efficient homes and appliances.

Having a full understanding of the direct impact these changes may have on you personally is the first-step to being prepared. To discuss your individual tax matter or gain greater detail on the information found within, we encourage you to contact your local PS&Co. tax professional…we are here to help.

Padgett Stratemann & Co., L.L.P.
Service. More Than Expected.
100 NE Loop 410, Suite 1100
San Antonio, Texas 78216