CIO Breakfast Chair: Larry Ratcliff, Jefferson Bank

Ratcliff_LarryAbout the Company: Jefferson Bank is an independent, family-owned community financial institution serving San Antonio and the surrounding Hill Country by providing premier commercial and personal banking, trust and mortgage services, as well as wealth management. Larry is the SVP and CIO, and he develops the IT strategy for the bank, while managing IT, information security and item processing.

About the Program: CIO breakfasts are a knowledge series designed exclusively for and by CIOs and is open to technology and IT executives. At monthly breakfasts, speakers discuss current and relevant technology issues and local IT leaders share experiences and ideas with their peers.

Personally Speaking: Larry has been attending North Chamber CIO Breakfast series for several years. He says, “The North Chamber excels at bringing business leaders together to achieve growth and opportunity.”

Security Service Federal Credit Union opens at the Plaza at Encino Commons

Security Services Federal Credit UnionSecurity Service Federal Credit Union (SSFCU) has opened a new 5,000-square-foot branch at 21102 North US Highway 281 at Evans Road in the Plaza at Encino Commons. The location marks the 25th location for the credit union in the San Antonio area and the 36th in Texas.

“The Plaza at Encino Commons is a vibrant hub of commerce and retail. We are delighted to add service to this rapidly expanding area of north central San Antonio,” says John Worthington, chief communication officer for SSFCU. “Our new facility and staff provide a great member experience that’s professional, efficient, convenient and friendly.”

SSFCU Lucia Williamson[1]The new branch, which is led by service center manager Lucia Williamson, features a wide variety of convenient services for members, including five teller windows; eight private, member service offices; one drive-up ATM; six drive-thru lanes and a coin counter. Mortgage and investment services are also available on an appointment basis. The service center lobby hours are Monday through Friday, 9 a.m. to 5:30 p.m. and Saturday, 9 a.m. to 2 p.m. The drive-thru is open Monday through Friday, 7:30 a.m. to 7 p.m. and Saturday from 9 a.m. to 2 p.m.

About Security Service Federal Credit Union
Security Service Federal Credit Union offers competitive, affordable financial products and services designed to meet the needs of its members. Security Service is an industry-leading financial institution with more than $7 billion in assets and 70 locations in Texas, Colorado and Utah. Headquartered in San Antonio, the credit union is among the top 10 credit unions in the nation and is the largest in Texas. Security Service strives to be America’s best credit union and provides the true benefits of credit union membership with financial services of the highest quality and value. Learn more at or call 1-888-415-7878.