Broadway Bank: So what season is it?

BroadwayBank_Logo_tagKyle - Headshot - Casualby Kyle Gubernator, Broadway Bank Wealth Management Division 

Several years ago, with our boys starting elementary school, my friend, Mike, proudly shared his son’s response to a recent test question. The question asked students to name the four seasons.  Chad’s response was dove season, quail season, turkey season and deer season. To this day, I don’t understand how a teacher could mark the answer wrong, and my only criticism is that Chad didn’t include a reference to antelope, javelina, pheasant, geese and duck seasons in the margins.

In Texas, dove season is a month old and most of the other seasons are so close at hand that minds are wandering and work productivity is already declining. While Texas boasts three of the top ten largest cities in the United States, we still have one foot firmly rooted in hunting and outdoor recreation. We do things in a big way in Texas and the statistics prove this out.  We have the highest number of white-tailed deer in the nation, between 3.3 and 4 million.  We also have the highest deer harvest, around 550,000 annually. In 2012, outdoor enthusiasts purchased 2.58 million hunting, fishing or combined licenses, generating $86.2 million in revenues. The impact on the Texas economy is even greater, estimated between $2 and $4 billion.

The Real Estate Center at Texas A&M University reported more than 5,000 rural land transactions in 2012 with landmark prices occurring in 2012 and into 2013.  Not surprising, most of these properties were purchased for recreational use, which in Texas is synonymous with hunting.  Equally impressive is that hunting lease rates continue to increase with rent eclipsing the $15-per-acre mark becoming increasingly common. So what is it that drives hundreds of thousands of hunters to the woods, brush, fields, plains and marshes each fall?  Part of the answer lies in both the abundance and the quality of the quarry that we hunt.  However, from my perspective, the real answer is more subtle and deeper rooted.

Hunting bonds us to nature, our family and our friends. It renews us after a long week of work, provides an outlet for our stresses and distractions, and stirs the memories of shared moments.  I started hunting with my dad when I was 6 years old.  The mornings always started at 4:30 a.m. and I remember the sound of his voice urging me to get up, the smell of the Texas Hill Country at dawn, seeing my breath pasted against a rising sun in the cold fall air, my dad’s steady hand when I was overcome by buck fever, and sleeping with my head on his lap as we drove home in our 1960 GMC truck on Sunday night.

My kids are grown now, but some of our greatest memories are those we made at the deer lease.  We have logged hundreds of hours staring trance-like into the mesquite embers of our fires, all the more memorable with the aroma of peach cobbler baked in a Dutch oven.  Both of my kids learned to drive by age 10 and barely big enough to reach the clutch in my 39-year-old GMC pickup, “Old Blue.”  They too, have the memories of the smell of early morning in the brush country, the sight of their breath hanging in the winter air, the unexpected heart rate when a rutting whitetail buck steps from the brush, and falling asleep exhausted and content at the end of the day.

The great outdoors and hunting have been a consistent gift and teacher during my lifetime.  Almost by definition, the conveniences are fewer and the hardships are greater. This is where practical life lessons like changing a flat tire, starting a fire and hard work come in greater quantities for kids.  This is a place where you learn respect for life and one another,  where friendships grow deeper and memories are made. My dad told me when I was young, “remember, always go for the trip, and anything you bring home is just extra.”  His message is just as accurate today as it was then.  We are blessed to have some of the nation’s best hunting opportunities, but it is the bond to nature, our heritage, family and friends that stirs us this time of year.  The wonderful thing about my own experiences is that they are duplicated countless times by others each season—those with whom I share a common bond and heritage, hunters.  As I wonder what this season will have in store for me, I also wonder, “what is your favorite season?”

Kyle Gubernator,
Native Texan
Lifelong Hunter and Outdoorsman
Senior Vice President and Department Head of the Real Estate/Farm & Ranch Group
Broadway Bank Wealth Management Division

Contact Kyle if you would like to share your own outdoor experience or visit with him about how Broadway Bank might help manage your family’s or your farm or ranch property.

About Broadway Bank
Headquartered in San Antonio, Broadway Bank was founded in 1941. It has evolved from a small neighborhood bank into one of the largest independently owned banks in Texas. Today, Broadway Bank continues to function as a family-owned and operated financial institution. Broadway Bank offers a full range of sophisticated financial services, including personal banking, private banking, military banking, business banking and wealth management. With $3 billion in total assets, the highly rated Bank operates 40 locations in San Antonio, Austin and the surrounding areas. Visit the Broadway Bank website at broadwaybank.com for more information.

Broadway Bank announces new bankers and promotions

BroadwayBank_Logo_tagDavid Schreiber joined Broadway Bank as assistant vice president, portfolio manager in private banking. Schreiber brings more than ten years of banking experience as a commercial credit analyst and as a relationship manager. He has a Bachelor of Science in Business Administration in finance from Western New England College in Springfield, MA. Schreiber volunteers with the Special Olympics and has served as chairman of the United Way Committees.

 

John Wood has been named senior vice president, process improvement coordinator. Wood has been with Broadway Bank since October 2007, making process improvement a daily focus. Prior to coming to Broadway Bank, Wood worked as a Business Analyst for the Department of Family Protective Services in Austin and also served 21 years in the U.S. Navy. He earned a Bachelor of Science in computer information systems and a Master of Business Administration from Saint Leo University. Wood also is a certified Lean/Six Sigma Master Black Belt and a project management professional.

 

Kyle Gubernator has joined Broadway Bank as senior vice president, real estate department manager. Gubernator has more than 27 years in the Real Estate Industry and 17 years managing fiduciary held real estate and farm and ranch assets. Gubernator has a Bachelor of Business Administration from the University of Texas of the Permian Basin. He is a Texas certified general real estate appraiser and a licensed real estate broker, and serves as the committee chairman for the Texas Bankers Association’s Asset Management Task Force which develops and organizes educational events for trust and estate professionals.

 

Michelle Pair has been promoted to senior vice president, private banker IV. Pair joined Broadway Bank in September 2008 and has more than 18 years of banking experience. Prior to joining Broadway Bank, Pair worked in the financial industry as a private banker and a vice president in lending. She earned a Bachelor of Business Administration in marketing from The University of Texas at Austin.

 

About Broadway Bank

Headquartered in San Antonio, Broadway Bank was founded in 1941. It has evolved from a small neighborhood bank into one of the largest independently owned banks in Texas. Today, Broadway Bank continues to function as a family-owned and operated financial institution. Broadway Bank offers a full range of sophisticated financial services, including personal banking, private banking, military banking, business banking and wealth management. With more than $2.9 billion in total assets, the highly rated Bank operates 38 locations in San Antonio, Austin and the surrounding areas. Visit the Broadway Bank website at broadwaybank.com for more information.

Broadway Bank announces new Market Managers

BroadwayBank_Logo_tag

A_Lara-2013Amanda Tomlinson Lara has been selected as the new market manager for the Boerne Banking Center. Previously, Amanda was the market manager at our Downtown Banking Center located in the Metropolitan Methodist Gateway Building. Amanda currently serves as a board member of the Downtown Rotary Club. She has also served on the boards of Child Advocates of San Antonio and San Antonio Kids Exchange. Additionally, she has chaired the Providence High School Gala and co-chaired the Broadway Bank United Way campaign. Amanda has 20 years of banking experience.

G_Rodriguez-Elliott-2013Grace Rodriguez-Elliott has been named market manager at Broadway Bank’s Downtown Banking Center. Prior to moving to the downtown location, Grace was the market manager of our West Commerce Banking Center for six years. Grace serves on the board of the Westside Family YMCA and is vice-chair of the West San Antonio Chamber of Commerce. She also serves on the Advisory Council of the Westside Development Corporation and the Lupus Foundation of South Central Texas.

SONY DSCBrenda Hemberger has accepted the position of market manager at the West Commerce Banking Center. Prior to this position, Brenda was the market manager at our Potranco Village Banking Center. Brenda plays a key role in assisting various organizations, including Haven for Hope, American Diabetes Association, Prince of Peace Catholic Church, Big Brothers/Big Sisters and St. Paul School Festival organizations.

J_Carpenter-2013Jill Carpenter has accepted the position of market manager of our Schertz Banking Center. Previously, Jill served as the market manager of our Fort Sam Houston Banking Center. Jill has been involved with the Healthcare Business Women’s Association, and has served as a board member of the Alamo City Cancer Council, the Association of the United States Army and the Preservation of Historic Fort Sam Houston.

About Broadway Bank
Headquartered in San Antonio, Broadway Bank was founded in 1941. It has evolved from a small neighborhood bank into one of the largest independently owned banks in Texas. Today, Broadway Bank continues to function as a family-owned and operated financial institution. Broadway Bank offers a full range of sophisticated financial services, including personal banking, private banking, military banking, business banking and wealth management. With more than $2.9 billion in total assets, the highly rated Bank operates 38 locations in San Antonio, Austin and the surrounding areas. Visit the Broadway Bank website at broadwaybank.com for more information.